Our Process
& Services

Find Your Vision of True Wealth

At Millstone River Wealth Management, we are dedicated to goals-based planning and investing. We understand that managing family or business needs can be stressful, so we guide you to make smart choices to help you pursue your desired outcomes.

Investment Advice

Tell us your goals, concerns, and dreams. We’ll work with you to create an investment plan that puts you on a path to a happier, more fulfilling life. You can rely on us to build recommendations based on your unique needs and financial goals, using our proprietary investment process.

Financial Planning

Most people understand they need to manage their finances, but they don't keep their goals in mind or take a strategic approach to wealth planning.

Goal-Oriented:
We are committed to helping you with goals-based planning and investing.

Understanding:
We are keenly focused on your unique family and business needs.

Retirement Income Planning

Retirement planning is all about helping you maintain the lifestyle you want when your working years are behind you. We'll guide you in using all your retirement resources and help optimize your income so you can live a fulfilling retirement. We help you integrate your options into a personalized strategy.

Social Security:
We help you understand when your best age to begin receiving benefits is and the impacts on your retirement income.

Other Retirement Options:
We help you consider 401(k) accounts, SEP-IRAs, 403(b) accounts, IRAs, Roth IRAs, and more. There are a lot of ways to save for retirement. We help integrate your options into a personalized strategy. 

401(k) Consulting

Providing a 401(k) plan as a part of your business or non-profit’s overall benefit package could be a crucial part of your employees funding their retirement. For businesses and non-profits that want to offer an employer-sponsored 401(k) plan, we can help you find the right one and manage it for you.

College Funding

Funding for education is a major goal for many families. In addition to the cost of tuition, you may want to save for books, housing, living expenses, and incidentals, which can balloon the costs. We can help you understand your options for education funding and which strategies may work best for your family.

Life Insurance

You want to make sure your family is protected, and life insurance helps do that when you can’t. We’ll work closely with you to make sure your family has the resources necessary to provide for those things that are most important, and to cover any necessary final expenses if the unexpected happens.

Long-Term Care Insurance

Long-term care insurance can help defray the costs of care whether at home or in a facility. These costs can be substantial and may not be fully covered by Medicare. You may have options for Long-Term Care insurance coverage, and we can help you decipher your coverage limitations and choices.